Buying your home is probably one of the biggest financial transactions you will ever undertake.
Buying a home can be a complex and time-consuming process. Even before you make the ‘big decisions' about which property to buy and home loan to select, there are many other important decisions you will need to make. Doing some homework can help you avoid potentially expensive mistakes. You are more likely to make the right choices if you know what you want; are informed about your options; shop around for the best price and service or product that meets your needs; don't be hurried into a decision; take your time; read everything before you sign it; and ask questions.
Make a list of what you absolutely must have in a property so that you don't get carried away and buy something that looks ‘great' but doesn't have what you really need. Make a ‘wish list' also, so that these desired but non-essential items can be factored into your decision making when you find them in a property within your price range.
Read before you sign
During the buying process you may come across several types of contracts such as loan agreements, contract notes and contracts of sale of real estate. A good general rule is not to sign any document without reading and fully understanding its contents including all terms, conditions and fine print. Make sure that anything which has been agreed to verbally is put in writing. You will therefore know exactly what you are committing yourself to. If something is unclear, ask for an explanation. If you are still uncertain, it is better to wait and seek professional advice before signing.
All our agents are experienced in every facet of the buying process. If you have any questions about any aspect of buying your property our agents will be more than happy to help.